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Interior of Bumrungrad Hospital, Bangkok

คู่มือGuide · 4 min read

Travel insurance: which plans cover combat sports?

Before leaving to train, check your insurance: most travel insurance excludes combat sports from its basic cover. You then need a “sports” or “extreme” plan, or a specialist insurer. This guide gives the starting point, with no premiums and no promise of cover.

Checked on 9 October 2026World Nomads: Muay Thai covered on the Explorer planSee sources ↓

Photo : Interior of Bumrungrad Hospital, Bangkok · Pinaew (talk) · CC BY-SA 3.0

Contents

The problem: combat sports exclusion

World Nomads plan that explicitly covers Muay Thai
Explorer
World Nomads plans that are not enough for martial arts
Standard · Annual
Two Thai boxers trade a kick and a high guard in the ring, in front of the crowd
Photo : Two Thai boxers trade a kick and a high guard in the ring, in front of the crowd · Mussi Katz from Israel · Public domain

Three levels of cover to tell apart

Three levels of cover for combat sports1Base policyCombat sports usually excluded2Sports / extreme planE.g. World Nomads Explorer3Specialist insurerConfirm in writing
From base policy to specialist policy: the higher you go, the more explicitly the activity is named.

What the sources say

Three starting points
SourceTakeaway
World NomadsCovers martial arts, explicitly including Muay Thai, on the Explorer plan; the Standard and Annual plans are not enough.
AXA VoyageInsurer page on sports and leisure while travelling: read it to see how sports activities are handled.
ACSTravel insurance and sports guide: useful to know what to ask an insurer.

  • Covered activities, sports and adventures.

  • Travel insurance for sports and leisure.

  • Travel insurance and sports guide.

Questions to ask before you buy

  • Are Muay Thai or combat sports named in the policy?
  • Is camp training covered, and sparring too?
  • Are competition fights excluded?
  • What are the limits for medical costs and repatriation?
  • Is my length of stay (a month or more) accepted?
  • Can I get the answer in writing?

Choosing your camp

Citycamps
PhuketBangtao Muay Thai & MMATiger Muay ThaiSinbi Muay ThaiSumalee Boxing GymPhuket Top Team
BangkokPK Saenchai Muay Thai GymFA Group Muay ThaiKhongsittha Muay ThaiYokkao Training Center
Koh SamuiSuperpro SamuiLamai Muay ThaiPunch It Muay Thai Gym
Chiang MaiSantai Muay Thai GymThe Camp Muay ThaiLanna Muay Thai
Koh PhanganDiamond Muay Thai
PattayaFairtex Training CenterSityodtong Muay Thai
KrabiHonour Muay ThaiBull Muay Thai Krabi
Hua HinHua Hin Muay Thai
Koh TaoMonsoon GymMuay Thai Koh Tao
PaiCharn Chai Muay Thai

Next step

Sources

Checked on

Travel insurance and Muay Thai: are combat sports covered?